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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,110 | $160,070+76.9% | $147,117+92.4% | $145,897+94.0% |
| Participation rate | 95.7% | 84.0%+11.6pp | 82.2%+13.5pp | 80.3%+15.3pp |
| Annual return | 20.90% | 98.69%-77.8pp | 420.54%-399.6pp | 552.29%-531.4pp |
| Employer contribution / active EE | $12,173 | $5,285+130.4% | $4,932+146.8% | $4,663+161.1% |
| Participant deferral / active EE | $14,361 | $8,419+70.6% | $8,065+78.1% | $6,689+114.7% |
| Admin fee / account holder | $50,815 | $15,035+238.0% | $12,993+291.1% | $13,390+279.5% |