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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,882 | $102,609-75.8% | $98,090-74.6% | $138,895-82.1% |
| Participation rate | 100.0% | 82.8%+17.2pp | 81.5%+18.5pp | 79.9%+20.1pp |
| Annual return | 97.29% | 36.44%+60.8pp | 37.05%+60.2pp | 145.39%-48.1pp |
| Employer contribution / active EE | $0 | $3,867-100.0% | $3,606-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $5,155 | $8,167-36.9% | $7,845-34.3% | $6,396-19.4% |
| Admin fee / account holder | $2,878 | $11,434-74.8% | $11,815-75.6% | $12,562-77.1% |