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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,272 | $81,262-27.1% | $155,602-61.9% | $80,911-26.7% |
| Participation rate | 96.0% | 66.2%+29.8pp | 78.2%+17.8pp | 67.6%+28.4pp |
| Annual return | 9.92% | 33.34%-23.4pp | 64.81%-54.9pp | 35.63%-25.7pp |
| Employer contribution / active EE | $3,478 | $3,102+12.1% | $4,675-25.6% | $2,756+26.2% |
| Participant deferral / active EE | $3,325 | $3,451-3.7% | $5,629-40.9% | $4,297-22.6% |
| Admin fee / account holder | $1,824 | $7,992-77.2% | $15,923-88.5% | $6,935-73.7% |