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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,278 | $160,028-81.7% | $147,080-80.1% | $145,884-79.9% |
| Participation rate | 83.3% | 84.0%-0.7pp | 82.2%+1.2pp | 80.3%+3.0pp |
| Annual return | 9.49% | 98.60%-89.1pp | 420.17%-410.7pp | 551.85%-542.4pp |
| Employer contribution / active EE | $867 | $5,286-83.6% | $4,933-82.4% | $4,662-81.4% |
| Participant deferral / active EE | $5,928 | $8,422-29.6% | $8,066-26.5% | $6,690-11.4% |
| Admin fee / account holder | $559 | $15,030-96.3% | $12,989-95.7% | $13,392-95.8% |