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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,729 | $58,311-76.5% | $81,882-83.2% | $80,959-83.0% |
| Participation rate | 91.2% | 63.5%+27.7pp | 72.4%+18.8pp | 67.7%+23.5pp |
| Annual return | 16.50% | 41.85%-25.3pp | 779.47%-763.0pp | 35.67%-19.2pp |
| Employer contribution / active EE | $1,210 | $2,347-48.4% | $2,916-58.5% | $2,757-56.1% |
| Participant deferral / active EE | $1,891 | $3,287-42.5% | $4,323-56.2% | $4,300-56.0% |
| Admin fee / account holder | $870 | $4,752-81.7% | $7,360-88.2% | $6,925-87.4% |