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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,648 | $51,638-62.0% | $68,368-71.3% | $82,448-76.2% |
| Participation rate | 93.5% | 63.6%+29.9pp | 73.8%+19.8pp | 68.1%+25.5pp |
| Annual return | 19.51% | 37.53%-18.0pp | 292.57%-273.1pp | 41.64%-22.1pp |
| Employer contribution / active EE | $1,532 | $2,047-25.2% | $2,649-42.2% | $2,551-40.0% |
| Participant deferral / active EE | $2,014 | $2,914-30.9% | $4,123-51.1% | $4,139-51.3% |
| Admin fee / account holder | $1,348 | $4,643-71.0% | $5,150-73.8% | $7,234-81.4% |