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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,984 | $102,245-56.0% | $89,340-49.6% | $137,256-67.2% |
| Participation rate | 63.6% | 74.9%-11.3pp | 69.6%-5.9pp | 80.0%-16.3pp |
| Annual return | 19.95% | 21.89%-1.9pp | 20.57%-0.6pp | 220.34%-200.4pp |
| Employer contribution / active EE | $1,826 | $2,529-27.8% | $2,231-18.2% | $4,156-56.1% |
| Participant deferral / active EE | $2,232 | $4,436-49.7% | $3,823-41.6% | $6,407-65.2% |
| Admin fee / account holder | $1,996 | $8,085-75.3% | $6,704-70.2% | $12,270-83.7% |