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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,984 | $103,164-56.4% | $90,259-50.2% | $154,746-70.9% |
| Participation rate | 63.6% | 76.1%-12.5pp | 70.7%-7.1pp | 80.7%-17.1pp |
| Annual return | 19.95% | 19.25%+0.7pp | 18.88%+1.1pp | 172.34%-152.4pp |
| Employer contribution / active EE | $1,826 | $2,532-27.9% | $2,291-20.3% | $4,379-58.3% |
| Participant deferral / active EE | $2,232 | $4,422-49.5% | $3,827-41.7% | $6,730-66.8% |
| Admin fee / account holder | $1,996 | $8,593-76.8% | $7,267-72.5% | $14,365-86.1% |