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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,984 | $147,594-69.5% | $121,871-63.1% | $198,609-77.4% |
| Participation rate | 63.6% | 78.0%-14.3pp | 73.2%-9.6pp | 82.4%-18.7pp |
| Annual return | 19.95% | 12.94%+7.0pp | 13.57%+6.4pp | 202.70%-182.8pp |
| Employer contribution / active EE | $1,826 | $3,007-39.3% | $2,731-33.1% | $5,055-63.9% |
| Participant deferral / active EE | $2,232 | $5,168-56.8% | $4,318-48.3% | $6,977-68.0% |
| Admin fee / account holder | $1,996 | $15,134-86.8% | $11,551-82.7% | $19,030-89.5% |