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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,771 | $136,860-79.0% | $120,344-76.1% | $154,746-81.4% |
| Participation rate | 87.5% | 79.9%+7.6pp | 76.7%+10.8pp | 80.7%+6.8pp |
| Annual return | 10.85% | 21.38%-10.5pp | 20.30%-9.5pp | 172.34%-161.5pp |
| Employer contribution / active EE | $1,256 | $3,533-64.5% | $3,020-58.4% | $4,379-71.3% |
| Participant deferral / active EE | $553 | $5,793-90.5% | $5,135-89.2% | $6,730-91.8% |
| Admin fee / account holder | $378 | $15,393-97.5% | $12,742-97.0% | $14,365-97.4% |