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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,771 | $167,415-82.8% | $140,514-79.5% | $198,609-85.5% |
| Participation rate | 87.5% | 80.9%+6.6pp | 77.8%+9.7pp | 82.4%+5.1pp |
| Annual return | 10.85% | 13.85%-3.0pp | 14.36%-3.5pp | 202.70%-191.8pp |
| Employer contribution / active EE | $1,256 | $4,088-69.3% | $3,378-62.8% | $5,055-75.2% |
| Participant deferral / active EE | $553 | $5,579-90.1% | $4,919-88.8% | $6,977-92.1% |
| Admin fee / account holder | $378 | $16,730-97.7% | $13,697-97.2% | $19,030-98.0% |