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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,709 | $70,366+101.4% | $66,674+112.5% | $138,895+2.0% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.7%+26.3pp | 79.9%+20.1pp |
| Annual return | 27.26% | 386.41%-359.1pp | 321.24%-294.0pp | 145.39%-118.1pp |
| Employer contribution / active EE | $25,959 | $2,765+838.8% | $2,620+890.8% | $4,194+518.9% |
| Participant deferral / active EE | $7,194 | $4,374+64.5% | $4,084+76.1% | $6,396+12.5% |
| Admin fee / account holder | $533 | $5,262-89.9% | $5,098-89.6% | $12,562-95.8% |