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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,709 | $114,013+24.3% | $103,693+36.7% | $155,188-8.7% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 80.8%+19.2pp |
| Annual return | 27.26% | 49.31%-22.1pp | 47.61%-20.4pp | 148.84%-121.6pp |
| Employer contribution / active EE | $25,959 | $3,131+729.0% | $2,920+788.9% | $4,248+511.1% |
| Participant deferral / active EE | $7,194 | $4,970+44.7% | $4,579+57.1% | $6,531+10.1% |
| Admin fee / account holder | $533 | $8,407-93.7% | $7,858-93.2% | $14,480-96.3% |