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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,300 | $160,040-33.6% | $147,096-27.7% | $145,877-27.1% |
| Participation rate | 69.2% | 84.0%-14.8pp | 82.2%-12.9pp | 80.3%-11.1pp |
| Annual return | 14.07% | 98.49%-84.4pp | 419.75%-405.7pp | 551.28%-537.2pp |
| Employer contribution / active EE | $2,994 | $5,289-43.4% | $4,936-39.3% | $4,663-35.8% |
| Participant deferral / active EE | $11,191 | $8,429+32.8% | $8,071+38.7% | $6,691+67.3% |
| Admin fee / account holder | $17,293 | $15,050+14.9% | $13,005+33.0% | $13,402+29.0% |