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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,952 | $64,517-24.1% | $81,438-39.9% | $80,874-39.5% |
| Participation rate | 76.4% | 63.9%+12.5pp | 69.5%+6.9pp | 67.6%+8.7pp |
| Annual return | 9.36% | 16.35%-7.0pp | 24.74%-15.4pp | 35.62%-26.3pp |
| Employer contribution / active EE | $1,258 | $1,982-36.5% | $2,460-48.9% | $2,756-54.3% |
| Participant deferral / active EE | $2,562 | $3,096-17.2% | $3,883-34.0% | $4,297-40.4% |
| Admin fee / account holder | $9,189 | $5,677+61.9% | $5,764+59.4% | $6,935+32.5% |