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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,952 | $63,845-23.3% | $81,370-39.8% | $80,959-39.5% |
| Participation rate | 76.4% | 63.9%+12.5pp | 69.5%+6.8pp | 67.7%+8.7pp |
| Annual return | 9.36% | 16.37%-7.0pp | 24.85%-15.5pp | 35.67%-26.3pp |
| Employer contribution / active EE | $1,258 | $1,980-36.5% | $2,464-48.9% | $2,757-54.4% |
| Participant deferral / active EE | $2,562 | $3,093-17.2% | $3,885-34.0% | $4,300-40.4% |
| Admin fee / account holder | $9,189 | $5,688+61.5% | $5,749+59.8% | $6,925+32.7% |