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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,712 | $183,539-65.3% | $155,556-59.0% | $145,897-56.3% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 4.44% | 61.31%-56.9pp | 64.84%-60.4pp | 552.29%-547.8pp |
| Employer contribution / active EE | $1,079 | $5,315-79.7% | $4,675-76.9% | $4,663-76.9% |
| Participant deferral / active EE | $20,333 | $6,467+214.4% | $5,631+261.1% | $6,689+204.0% |
| Admin fee / account holder | $1,026 | $19,275-94.7% | $15,885-93.5% | $13,390-92.3% |