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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,712 | $183,592-65.3% | $155,567-59.0% | $145,959-56.3% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 4.44% | 61.24%-56.8pp | 64.74%-60.3pp | 561.95%-557.5pp |
| Employer contribution / active EE | $1,079 | $5,315-79.7% | $4,674-76.9% | $4,661-76.8% |
| Participant deferral / active EE | $20,333 | $6,464+214.6% | $5,628+261.3% | $6,689+204.0% |
| Admin fee / account holder | $1,026 | $19,318-94.7% | $15,916-93.6% | $13,398-92.3% |