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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,438 | $107,666-26.2% | $102,184-22.3% | $154,746-48.7% |
| Participation rate | 100.0% | 83.7%+16.3pp | 82.6%+17.4pp | 80.7%+19.3pp |
| Annual return | 4.44% | 29.33%-24.9pp | 31.58%-27.1pp | 172.34%-167.9pp |
| Employer contribution / active EE | $22,214 | $3,846+477.6% | $3,594+518.2% | $4,379+407.3% |
| Participant deferral / active EE | $10,333 | $8,719+18.5% | $8,309+24.4% | $6,730+53.5% |
| Admin fee / account holder | $1,652 | $12,943-87.2% | $11,609-85.8% | $14,365-88.5% |