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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,390 | $61,125-29.0% | $94,057-53.9% | $87,485-50.4% |
| Participation rate | 42.5% | 64.1%-21.6pp | 73.3%-30.9pp | 68.9%-26.5pp |
| Annual return | 16.31% | 35.20%-18.9pp | 480.62%-464.3pp | 26.06%-9.7pp |
| Employer contribution / active EE | $1,749 | $2,136-18.1% | $2,933-40.4% | $2,596-32.6% |
| Participant deferral / active EE | $3,152 | $3,260-3.3% | $4,709-33.1% | $4,274-26.2% |
| Admin fee / account holder | $8,261 | $5,629+46.8% | $7,244+14.0% | $7,775+6.3% |