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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,611 | $199,109-5.8% | $173,730+8.0% | $154,746+21.2% |
| Participation rate | 76.2% | 82.8%-6.6pp | 79.6%-3.4pp | 80.7%-4.5pp |
| Annual return | 16.90% | 20.02%-3.1pp | 19.96%-3.1pp | 172.34%-155.4pp |
| Employer contribution / active EE | $2,865 | $5,311-46.1% | $4,577-37.4% | $4,379-34.6% |
| Participant deferral / active EE | $10,772 | $7,113+51.4% | $6,326+70.3% | $6,730+60.0% |
| Admin fee / account holder | $2,130 | $20,916-89.8% | $17,523-87.8% | $14,365-85.2% |