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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,001 | $117,846-76.2% | $102,434-72.7% | $145,884-80.8% |
| Participation rate | 55.6% | 78.6%-23.1pp | 76.5%-21.0pp | 80.3%-24.7pp |
| Annual return | 10.89% | 31.90%-21.0pp | 29.46%-18.6pp | 551.85%-541.0pp |
| Employer contribution / active EE | $1,481 | $3,615-59.0% | $3,023-51.0% | $4,662-68.2% |
| Participant deferral / active EE | $2,572 | $5,733-55.1% | $5,055-49.1% | $6,690-61.5% |
| Admin fee / account holder | $2,973 | $13,356-77.7% | $9,462-68.6% | $13,392-77.8% |