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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,131 | $183,539-32.9% | $155,556-20.8% | $145,897-15.6% |
| Participation rate | 57.1% | 82.7%-25.6pp | 78.2%-21.1pp | 80.3%-23.2pp |
| Annual return | 15.65% | 61.31%-45.7pp | 64.84%-49.2pp | 552.29%-536.6pp |
| Employer contribution / active EE | $2,541 | $5,315-52.2% | $4,675-45.6% | $4,663-45.5% |
| Participant deferral / active EE | $6,124 | $6,467-5.3% | $5,631+8.8% | $6,689-8.5% |
| Admin fee / account holder | $12,648 | $19,275-34.4% | $15,885-20.4% | $13,390-5.5% |