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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,131 | $183,592-32.9% | $155,567-20.9% | $145,959-15.6% |
| Participation rate | 57.1% | 82.7%-25.5pp | 78.2%-21.1pp | 80.3%-23.1pp |
| Annual return | 15.65% | 61.24%-45.6pp | 64.74%-49.1pp | 561.95%-546.3pp |
| Employer contribution / active EE | $2,541 | $5,315-52.2% | $4,674-45.6% | $4,661-45.5% |
| Participant deferral / active EE | $6,124 | $6,464-5.3% | $5,628+8.8% | $6,689-8.4% |
| Admin fee / account holder | $12,648 | $19,318-34.5% | $15,916-20.5% | $13,398-5.6% |