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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,167 | $183,516-51.4% | $155,534-42.7% | $145,884-38.9% |
| Participation rate | 90.0% | 82.7%+7.3pp | 78.2%+11.8pp | 80.3%+9.7pp |
| Annual return | 2.29% | 61.43%-59.1pp | 64.92%-62.6pp | 551.85%-549.6pp |
| Employer contribution / active EE | $10,698 | $5,315+101.3% | $4,675+128.8% | $4,662+129.5% |
| Participant deferral / active EE | $7,187 | $6,467+11.1% | $5,630+27.7% | $6,690+7.4% |
| Admin fee / account holder | $107,466 | $19,293+457.0% | $15,900+575.9% | $13,392+702.5% |