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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,757 | $107,809+98.3% | $97,032+120.3% | $155,188+37.7% |
| Participation rate | 42.9% | 75.5%-32.6pp | 71.6%-28.7pp | 80.8%-37.9pp |
| Annual return | 7.42% | 38.06%-30.6pp | 35.38%-28.0pp | 148.84%-141.4pp |
| Employer contribution / active EE | $1,659 | $2,911-43.0% | $2,629-36.9% | $4,248-61.0% |
| Participant deferral / active EE | $11,322 | $5,129+120.7% | $4,672+142.3% | $6,531+73.3% |
| Admin fee / account holder | $0 | $10,717-100.0% | $9,418-100.0% | $14,480-100.0% |