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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,757 | $108,882+96.3% | $96,754+120.9% | $154,746+38.1% |
| Participation rate | 42.9% | 75.1%-32.2pp | 70.3%-27.4pp | 80.7%-37.8pp |
| Annual return | 7.42% | 98.39%-91.0pp | 82.04%-74.6pp | 172.34%-164.9pp |
| Employer contribution / active EE | $1,659 | $3,018-45.0% | $2,679-38.1% | $4,379-62.1% |
| Participant deferral / active EE | $11,322 | $5,323+112.7% | $4,758+137.9% | $6,730+68.2% |
| Admin fee / account holder | $0 | $10,200-100.0% | $8,905-100.0% | $14,365-100.0% |