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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,042 | $139,948-66.4% | $121,663-61.3% | $154,746-69.6% |
| Participation rate | 87.5% | 78.0%+9.5pp | 74.5%+13.0pp | 80.7%+6.8pp |
| Annual return | 19.91% | 230.52%-210.6pp | 147.54%-127.6pp | 172.34%-152.4pp |
| Employer contribution / active EE | $1,772 | $3,521-49.7% | $3,020-41.3% | $4,379-59.5% |
| Participant deferral / active EE | $3,506 | $5,629-37.7% | $4,887-28.3% | $6,730-47.9% |
| Admin fee / account holder | $1,353 | $17,321-92.2% | $14,289-90.5% | $14,365-90.6% |