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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,042 | $132,634-64.5% | $115,768-59.4% | $137,256-65.7% |
| Participation rate | 87.5% | 77.9%+9.6pp | 74.4%+13.1pp | 80.0%+7.5pp |
| Annual return | 19.91% | 160.70%-140.8pp | 100.46%-80.6pp | 220.34%-200.4pp |
| Employer contribution / active EE | $1,772 | $3,360-47.2% | $2,940-39.7% | $4,156-57.4% |
| Participant deferral / active EE | $3,506 | $5,619-37.6% | $4,917-28.7% | $6,407-45.3% |
| Admin fee / account holder | $1,353 | $15,028-91.0% | $12,439-89.1% | $12,270-89.0% |