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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,088 | $184,014-27.1% | $161,149-16.8% | $138,895-3.5% |
| Participation rate | 100.0% | 82.1%+17.9pp | 78.8%+21.2pp | 79.9%+20.1pp |
| Annual return | 17.27% | 21.52%-4.3pp | 21.16%-3.9pp | 145.39%-128.1pp |
| Employer contribution / active EE | $11,110 | $5,055+119.8% | $4,360+154.8% | $4,194+164.9% |
| Participant deferral / active EE | $6,076 | $6,909-12.1% | $6,153-1.3% | $6,396-5.0% |
| Admin fee / account holder | $1,867 | $18,027-89.6% | $15,194-87.7% | $12,562-85.1% |