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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,763 | $57,119-11.1% | $85,187-40.4% | $80,935-37.3% |
| Participation rate | 36.0% | 56.4%-20.4pp | 67.5%-31.5pp | 67.7%-31.7pp |
| Annual return | 19.44% | 21.70%-2.3pp | 66.67%-47.2pp | 35.66%-16.2pp |
| Employer contribution / active EE | $1,410 | $1,802-21.7% | $2,732-48.4% | $2,757-48.9% |
| Participant deferral / active EE | $2,756 | $3,115-11.5% | $4,525-39.1% | $4,299-35.9% |
| Admin fee / account holder | $2,664 | $4,990-46.6% | $6,162-56.8% | $6,924-61.5% |