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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,205 | $111,814-35.4% | $103,378-30.2% | $145,978-50.5% |
| Participation rate | 66.7% | 77.9%-11.3pp | 74.5%-7.8pp | 80.3%-13.6pp |
| Annual return | 15.61% | 24.80%-9.2pp | 24.91%-9.3pp | 550.52%-534.9pp |
| Employer contribution / active EE | $2,043 | $4,215-51.5% | $3,870-47.2% | $4,662-56.2% |
| Participant deferral / active EE | $13,498 | $5,618+140.3% | $5,058+166.9% | $6,690+101.8% |
| Admin fee / account holder | $3,346 | $9,764-65.7% | $8,401-60.2% | $13,400-75.0% |