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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,156 | $211,288-33.2% | $178,540-20.9% | $145,884-3.2% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 14.28% | 30.27%-16.0pp | 27.15%-12.9pp | 551.85%-537.6pp |
| Employer contribution / active EE | $9,728 | $4,574+112.7% | $3,953+146.1% | $4,662+108.7% |
| Participant deferral / active EE | $23,527 | $6,967+237.7% | $6,281+274.6% | $6,690+251.7% |
| Admin fee / account holder | $585 | $12,105-95.2% | $10,424-94.4% | $13,392-95.6% |