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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $314,770 | $150,412+109.3% | $120,574+161.1% | $145,884+115.8% |
| Participation rate | 100.0% | 78.8%+21.2pp | 71.9%+28.1pp | 80.3%+19.7pp |
| Annual return | 14.62% | 154.50%-139.9pp | 107.42%-92.8pp | 551.85%-537.2pp |
| Employer contribution / active EE | $1,872 | $4,355-57.0% | $3,471-46.1% | $4,662-59.8% |
| Participant deferral / active EE | $22,379 | $6,175+262.4% | $4,996+347.9% | $6,690+234.5% |
| Admin fee / account holder | $1,445 | $12,224-88.2% | $9,445-84.7% | $13,392-89.2% |