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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $354,382 | $162,967+117.5% | $135,792+161.0% | $138,895+155.1% |
| Participation rate | 100.0% | 78.3%+21.7pp | 72.6%+27.4pp | 79.9%+20.1pp |
| Annual return | 20.98% | 30.08%-9.1pp | 25.96%-5.0pp | 145.39%-124.4pp |
| Employer contribution / active EE | $1,484 | $4,211-64.8% | $3,496-57.5% | $4,194-64.6% |
| Participant deferral / active EE | $19,681 | $5,640+248.9% | $4,759+313.5% | $6,396+207.7% |
| Admin fee / account holder | $1,629 | $15,306-89.4% | $12,266-86.7% | $12,562-87.0% |