Filed April 16, 2026
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $266,178 | $86,922+206.2% | $102,438+159.8% | $80,874+229.1% |
| Participation rate | 97.8% | 72.4%+25.4pp | 76.5%+21.3pp | 67.6%+30.1pp |
| Annual return | 15.07% | 18.90%-3.8pp | 29.37%-14.3pp | 35.62%-20.5pp |
| Employer contribution / active EE | $6,548 | $2,369+176.3% | $3,024+116.6% | $2,756+137.6% |
| Participant deferral / active EE | $11,897 | $4,119+188.9% | $5,054+135.4% | $4,297+176.9% |
| Admin fee / account holder | $1,915 | $8,050-76.2% | $9,448-79.7% | $6,935-72.4% |