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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,319 | $212,386-63.6% | $199,883-61.3% | $138,895-44.3% |
| Participation rate | 85.7% | 87.4%-1.7pp | 86.8%-1.1pp | 79.9%+5.8pp |
| Annual return | 17.53% | 47.75%-30.2pp | 43.81%-26.3pp | 145.39%-127.9pp |
| Employer contribution / active EE | $2,372 | $6,625-64.2% | $6,261-62.1% | $4,194-43.4% |
| Participant deferral / active EE | $5,065 | $9,617-47.3% | $9,138-44.6% | $6,396-20.8% |
| Admin fee / account holder | $2,540 | $18,233-86.1% | $17,268-85.3% | $12,562-79.8% |