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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,838 | $125,237-65.8% | $105,608-59.4% | $145,877-70.6% |
| Participation rate | 36.4% | 77.7%-41.3pp | 75.3%-38.9pp | 80.3%-43.9pp |
| Annual return | 13.58% | 225.76%-212.2pp | 116.50%-102.9pp | 551.28%-537.7pp |
| Employer contribution / active EE | $1,049 | $3,720-71.8% | $3,167-66.9% | $4,663-77.5% |
| Participant deferral / active EE | $4,349 | $5,711-23.8% | $5,010-13.2% | $6,691-35.0% |
| Admin fee / account holder | $0 | $17,287-100.0% | $11,028-100.0% | $13,402-100.0% |