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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,943 | $117,895+34.8% | $102,460+55.1% | $145,897+8.9% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 10.96% | 31.92%-21.0pp | 29.47%-18.5pp | 552.29%-541.3pp |
| Employer contribution / active EE | $11,874 | $3,619+228.1% | $3,025+292.5% | $4,663+154.7% |
| Participant deferral / active EE | $10,788 | $5,736+88.1% | $5,056+113.4% | $6,689+61.3% |
| Admin fee / account holder | $2,036 | $13,353-84.8% | $9,460-78.5% | $13,390-84.8% |