Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,570 | $50,919-89.1% | $155,556-96.4% | $77,762-92.8% |
| Participation rate | 11.0% | 63.1%-52.1pp | 78.2%-67.2pp | 70.6%-59.6pp |
| Annual return | 99.28% | 34.84%+64.4pp | 64.84%+34.4pp | 31.27%+68.0pp |
| Employer contribution / active EE | $0 | $1,991-100.0% | $4,675-100.0% | $2,728-100.0% |
| Participant deferral / active EE | $336 | $2,824-88.1% | $5,631-94.0% | $4,651-92.8% |
| Admin fee / account holder | $522 | $437+19.5% | $15,885-96.7% | $433+20.6% |