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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,974 | $111,535-63.3% | $105,223-61.1% | $137,256-70.1% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 10.29% | 237.85%-227.6pp | 180.65%-170.4pp | 220.34%-210.0pp |
| Employer contribution / active EE | $715 | $3,939-81.8% | $3,689-80.6% | $4,156-82.8% |
| Participant deferral / active EE | $1,809 | $5,500-67.1% | $5,072-64.3% | $6,407-71.8% |
| Admin fee / account holder | $889 | $9,721-90.9% | $8,859-90.0% | $12,270-92.8% |