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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,373 | $154,228-45.9% | $145,433-42.7% | $137,256-39.3% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 24.42% | 74.59%-50.2pp | 66.58%-42.2pp | 220.34%-195.9pp |
| Employer contribution / active EE | $5,733 | $4,804+19.3% | $4,554+25.9% | $4,156+37.9% |
| Participant deferral / active EE | $23,644 | $8,216+187.8% | $7,897+199.4% | $6,407+269.0% |
| Admin fee / account holder | $561 | $14,344-96.1% | $13,129-95.7% | $12,270-95.4% |