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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,581 | $90,530-8.8% | $76,030+8.6% | $145,897-43.4% |
| Participation rate | 100.0% | 74.4%+25.6pp | 69.1%+30.9pp | 80.3%+19.7pp |
| Annual return | 10.76% | 625.08%-614.3pp | 361.54%-350.8pp | 552.29%-541.5pp |
| Employer contribution / active EE | $2,177 | $3,319-34.4% | $2,688-19.0% | $4,663-53.3% |
| Participant deferral / active EE | $5,848 | $5,164+13.2% | $4,257+37.4% | $6,689-12.6% |
| Admin fee / account holder | $4,752 | $8,383-43.3% | $6,421-26.0% | $13,390-64.5% |