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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,925 | $183,539-31.9% | $155,556-19.7% | $145,897-14.4% |
| Participation rate | 83.3% | 82.7%+0.6pp | 78.2%+5.1pp | 80.3%+3.0pp |
| Annual return | 4.28% | 61.31%-57.0pp | 64.84%-60.6pp | 552.29%-548.0pp |
| Employer contribution / active EE | $2,787 | $5,315-47.6% | $4,675-40.4% | $4,663-40.2% |
| Participant deferral / active EE | $10,459 | $6,467+61.7% | $5,631+85.7% | $6,689+56.3% |
| Admin fee / account holder | $41,916 | $19,275+117.5% | $15,885+163.9% | $13,390+213.0% |