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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,613 | $185,312-17.1% | $161,489-4.9% | $154,746-0.7% |
| Participation rate | 71.4% | 82.5%-11.0pp | 78.7%-7.3pp | 80.7%-9.3pp |
| Annual return | 12.70% | 103.84%-91.1pp | 89.72%-77.0pp | 172.34%-159.6pp |
| Employer contribution / active EE | $2,371 | $4,769-50.3% | $4,268-44.5% | $4,379-45.9% |
| Participant deferral / active EE | $8,621 | $6,350+35.8% | $5,630+53.1% | $6,730+28.1% |
| Admin fee / account holder | $544 | $18,654-97.1% | $16,006-96.6% | $14,365-96.2% |