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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,708 | $76,407-63.7% | $150,298-81.6% | $82,448-66.4% |
| Participation rate | 64.7% | 66.4%-1.7pp | 77.8%-13.1pp | 68.1%-3.4pp |
| Annual return | 19.04% | 39.99%-21.0pp | 62.79%-43.7pp | 41.64%-22.6pp |
| Employer contribution / active EE | $2,253 | $2,614-13.8% | $4,154-45.8% | $2,551-11.7% |
| Participant deferral / active EE | $3,155 | $3,214-1.8% | $5,453-42.1% | $4,139-23.8% |
| Admin fee / account holder | $4,285 | $6,352-32.5% | $14,116-69.6% | $7,234-40.8% |