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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,696 | $29,554+74.9% | $56,054-7.8% | $77,692-33.5% |
| Participation rate | 27.1% | 32.6%-5.5pp | 52.5%-25.4pp | 70.6%-43.4pp |
| Annual return | 12.61% | 18.89%-6.3pp | 1705.95%-1693.3pp | 31.25%-18.6pp |
| Employer contribution / active EE | $654 | $568+15.1% | $1,039-37.1% | $2,726-76.0% |
| Participant deferral / active EE | $1,354 | $1,061+27.7% | $1,952-30.7% | $4,648-70.9% |
| Admin fee / account holder | $3,036 | $1,046+190.3% | $2,822+7.6% | $431+605.2% |