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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,210 | $111,535-68.4% | $105,223-66.5% | $137,256-74.3% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 41.09% | 237.85%-196.8pp | 180.65%-139.6pp | 220.34%-179.3pp |
| Employer contribution / active EE | $4,570 | $3,939+16.0% | $3,689+23.9% | $4,156+10.0% |
| Participant deferral / active EE | $5,290 | $5,500-3.8% | $5,072+4.3% | $6,407-17.4% |
| Admin fee / account holder | $724 | $9,721-92.6% | $8,859-91.8% | $12,270-94.1% |