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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,915 | $110,337-76.5% | $102,383-74.7% | $145,877-82.2% |
| Participation rate | 81.8% | 77.9%+3.9pp | 74.5%+7.3pp | 80.3%+1.5pp |
| Annual return | 16.77% | 24.83%-8.1pp | 24.94%-8.2pp | 551.28%-534.5pp |
| Employer contribution / active EE | $4,240 | $4,216+0.6% | $3,870+9.6% | $4,663-9.1% |
| Participant deferral / active EE | $5,000 | $5,621-11.0% | $5,060-1.2% | $6,691-25.3% |
| Admin fee / account holder | $335 | $9,750-96.6% | $8,391-96.0% | $13,402-97.5% |