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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,091 | $160,070-80.6% | $147,117-78.9% | $145,897-78.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 16.64% | 98.69%-82.0pp | 420.54%-403.9pp | 552.29%-535.7pp |
| Employer contribution / active EE | $3,600 | $5,285-31.9% | $4,932-27.0% | $4,663-22.8% |
| Participant deferral / active EE | $11,975 | $8,419+42.2% | $8,065+48.5% | $6,689+79.0% |
| Admin fee / account holder | $333 | $15,035-97.8% | $12,993-97.4% | $13,390-97.5% |