Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,645 | $135,905-79.7% | $126,068-78.1% | $198,609-86.1% |
| Participation rate | 54.2% | 85.6%-31.5pp | 84.7%-30.5pp | 82.4%-28.2pp |
| Annual return | 14.30% | 14.07%+0.2pp | 15.01%-0.7pp | 202.70%-188.4pp |
| Employer contribution / active EE | $0 | $4,245-100.0% | $3,968-100.0% | $5,055-100.0% |
| Participant deferral / active EE | $2,127 | $8,523-75.0% | $8,214-74.1% | $6,977-69.5% |
| Admin fee / account holder | $3,401 | $21,036-83.8% | $18,264-81.4% | $19,030-82.1% |