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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,495 | $111,830-16.4% | $93,696-0.2% | $145,884-35.9% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 6.53% | 204.08%-197.5pp | 133.74%-127.2pp | 551.85%-545.3pp |
| Employer contribution / active EE | $1,500 | $3,093-51.5% | $2,422-38.1% | $4,662-67.8% |
| Participant deferral / active EE | $4,619 | $4,920-6.1% | $4,417+4.6% | $6,690-31.0% |
| Admin fee / account holder | $41,638 | $10,249+306.3% | $8,287+402.5% | $13,392+210.9% |