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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,757 | $97,765-66.5% | $103,486-68.3% | $145,884-77.5% |
| Participation rate | 69.2% | 81.1%-11.9pp | 80.5%-11.3pp | 80.3%-11.1pp |
| Annual return | 10.51% | 25.44%-14.9pp | 23.93%-13.4pp | 551.85%-541.3pp |
| Employer contribution / active EE | $2,108 | $4,687-55.0% | $4,679-55.0% | $4,662-54.8% |
| Participant deferral / active EE | $4,165 | $6,606-37.0% | $6,628-37.2% | $6,690-37.7% |
| Admin fee / account holder | $540 | $12,505-95.7% | $9,354-94.2% | $13,392-96.0% |