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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,057 | $86,940-55.1% | $102,434-61.9% | $80,935-51.7% |
| Participation rate | 100.0% | 72.4%+27.6pp | 76.5%+23.5pp | 67.7%+32.3pp |
| Annual return | 8.42% | 18.89%-10.5pp | 29.46%-21.0pp | 35.66%-27.2pp |
| Employer contribution / active EE | $4,650 | $2,370+96.2% | $3,023+53.8% | $2,757+68.7% |
| Participant deferral / active EE | $2,022 | $4,121-50.9% | $5,055-60.0% | $4,299-53.0% |
| Admin fee / account holder | $330 | $8,047-95.9% | $9,462-96.5% | $6,924-95.2% |