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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,458 | $78,197+43.8% | $98,090+14.6% | $82,637+36.1% |
| Participation rate | 100.0% | 77.5%+22.5pp | 81.5%+18.5pp | 68.1%+31.9pp |
| Annual return | 12.42% | 40.25%-27.8pp | 37.05%-24.6pp | 53.51%-41.1pp |
| Employer contribution / active EE | $3,450 | $2,605+32.5% | $3,606-4.3% | $2,552+35.2% |
| Participant deferral / active EE | $8,708 | $6,636+31.2% | $7,845+11.0% | $4,126+111.1% |
| Admin fee / account holder | $11,496 | $14,832-22.5% | $11,815-2.7% | $7,339+56.7% |