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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,657 | $138,386-22.9% | $184,260-42.1% | $80,935+31.8% |
| Participation rate | 71.2% | 83.9%-12.7pp | 86.8%-15.7pp | 67.7%+3.5pp |
| Annual return | 19.41% | 20.02%-0.6pp | 28.84%-9.4pp | 35.66%-16.2pp |
| Employer contribution / active EE | $2,823 | $4,851-41.8% | $6,427-56.1% | $2,757+2.4% |
| Participant deferral / active EE | $4,766 | $7,076-32.6% | $9,133-47.8% | $4,299+10.8% |
| Admin fee / account holder | $1,485 | $10,489-85.8% | $13,898-89.3% | $6,924-78.6% |