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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,285 | $110,379+22.6% | $102,412+32.1% | $145,884-7.3% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 9.55% | 24.84%-15.3pp | 24.94%-15.4pp | 551.85%-542.3pp |
| Employer contribution / active EE | $9,812 | $4,216+132.7% | $3,870+153.5% | $4,662+110.4% |
| Participant deferral / active EE | $10,280 | $5,622+82.9% | $5,060+103.2% | $6,690+53.7% |
| Admin fee / account holder | $3,049 | $9,745-68.7% | $8,388-63.6% | $13,392-77.2% |