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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,341 | $199,109+9.2% | $173,730+25.1% | $154,746+40.5% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.6%+20.4pp | 80.7%+19.3pp |
| Annual return | 17.99% | 20.02%-2.0pp | 19.96%-2.0pp | 172.34%-154.3pp |
| Employer contribution / active EE | $3,585 | $5,311-32.5% | $4,577-21.7% | $4,379-18.1% |
| Participant deferral / active EE | $10,412 | $7,113+46.4% | $6,326+64.6% | $6,730+54.7% |
| Admin fee / account holder | $1,531 | $20,916-92.7% | $17,523-91.3% | $14,365-89.3% |