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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,341 | $178,174+22.0% | $156,181+39.2% | $137,256+58.3% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 17.99% | 84.19%-66.2pp | 64.87%-46.9pp | 220.34%-202.3pp |
| Employer contribution / active EE | $3,585 | $4,972-27.9% | $4,294-16.5% | $4,156-13.7% |
| Participant deferral / active EE | $10,412 | $6,888+51.2% | $6,132+69.8% | $6,407+62.5% |
| Admin fee / account holder | $1,531 | $17,404-91.2% | $14,586-89.5% | $12,270-87.5% |