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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $416,897 | $183,592+127.1% | $155,567+168.0% | $145,959+185.6% |
| Participation rate | 87.5% | 82.7%+4.8pp | 78.2%+9.3pp | 80.3%+7.2pp |
| Annual return | 12.21% | 61.24%-49.0pp | 64.74%-52.5pp | 561.95%-549.7pp |
| Employer contribution / active EE | $30,044 | $5,315+465.3% | $4,674+542.8% | $4,661+544.6% |
| Participant deferral / active EE | $19,683 | $6,464+204.5% | $5,628+249.7% | $6,689+194.3% |
| Admin fee / account holder | $7,385 | $19,318-61.8% | $15,916-53.6% | $13,398-44.9% |