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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $416,897 | $183,592+127.1% | $155,574+168.0% | $145,877+185.8% |
| Participation rate | 87.5% | 82.7%+4.8pp | 78.2%+9.3pp | 80.3%+7.2pp |
| Annual return | 12.21% | 61.37%-49.2pp | 64.87%-52.7pp | 551.28%-539.1pp |
| Employer contribution / active EE | $30,044 | $5,317+465.1% | $4,676+542.5% | $4,663+544.3% |
| Participant deferral / active EE | $19,683 | $6,466+204.4% | $5,629+249.6% | $6,691+194.2% |
| Admin fee / account holder | $7,385 | $19,316-61.8% | $15,914-53.6% | $13,402-44.9% |