Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,438 | $101,653+2.7% | $147,080-29.0% | $74,459+40.3% |
| Participation rate | 23.3% | 75.6%-52.2pp | 82.2%-58.9pp | 67.2%-43.9pp |
| Annual return | 12.72% | 8754.98%-8742.3pp | 420.17%-407.4pp | 1369.70%-1357.0pp |
| Employer contribution / active EE | $583 | $3,813-84.7% | $4,933-88.2% | $2,626-77.8% |
| Participant deferral / active EE | $5,075 | $7,304-30.5% | $8,066-37.1% | $4,350+16.7% |
| Admin fee / account holder | $9,441 | $1,752+439.0% | $12,989-27.3% | $1,945+385.4% |