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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,856 | $169,336-87.7% | $129,384-83.9% | $145,884-85.7% |
| Participation rate | 29.4% | 76.5%-47.1pp | 69.6%-40.2pp | 80.3%-50.9pp |
| Annual return | 17.25% | 14408.70%-14391.5pp | 9461.77%-9444.5pp | 551.85%-534.6pp |
| Employer contribution / active EE | $493 | $5,540-91.1% | $4,153-88.1% | $4,662-89.4% |
| Participant deferral / active EE | $1,041 | $4,985-79.1% | $4,166-75.0% | $6,690-84.4% |
| Admin fee / account holder | $106 | $9,912-98.9% | $7,686-98.6% | $13,392-99.2% |