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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,410 | $67,823-15.4% | $52,425+9.5% | $137,256-58.2% |
| Participation rate | 100.0% | 63.9%+36.1pp | 55.6%+44.4pp | 80.0%+20.0pp |
| Annual return | 13.62% | 219.11%-205.5pp | 302.12%-288.5pp | 220.34%-206.7pp |
| Employer contribution / active EE | $2,013 | $1,163+73.1% | $914+120.1% | $4,156-51.6% |
| Participant deferral / active EE | $2,516 | $2,288+9.9% | $1,790+40.5% | $6,407-60.7% |
| Admin fee / account holder | $312 | $2,844-89.0% | $2,495-87.5% | $12,270-97.5% |