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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,338 | $87,106-49.1% | $105,607-58.0% | $80,935-45.2% |
| Participation rate | 100.0% | 70.4%+29.6pp | 75.3%+24.7pp | 67.7%+32.3pp |
| Annual return | 10.65% | 17.01%-6.4pp | 116.11%-105.5pp | 35.66%-25.0pp |
| Employer contribution / active EE | $537 | $2,396-77.6% | $3,167-83.0% | $2,757-80.5% |
| Participant deferral / active EE | $1,770 | $3,986-55.6% | $5,011-64.7% | $4,299-58.8% |
| Admin fee / account holder | $1,366 | $8,447-83.8% | $10,958-87.5% | $6,924-80.3% |